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Construction Loans

Build Your Project with Confidence

A construction loan provides funding in stages as your residential or commercial building project progresses. It’s designed for builders, developers, or individuals constructing a new home or investment property from the ground up.ansion plans. Whether you’re a start-up or an established enterprise, we can help you secure the capital you need.

Funding That Matches Your Build

Unlike standard loans, construction finance releases funds as work is completed—helping you manage costs and reduce interest payments. With flexible drawdown schedules and interest-only payments during construction, it’s a practical choice for managing large projects efficiently.

FAQs

Funds are released in stages (known as progress payments) at key milestones—such as slab, frame, lock-up, and completion.

Yes, as long as the work is substantial and meets the lender’s requirements. Cosmetic updates may not qualify.

You’ll need building contracts, council approvals, cost breakdowns, and builder’s insurance along with standard financial documents.

No. Interest is charged only on the funds drawn down, which helps manage repayments during the build.

Quick Finance. Zero Hassle.

Online Application

Our seamless online form gets you started in minutes.

Fast Funding

Get up to $175K in as little as 2 hours.

Larger Loans

Need more? Access up to $250K within 1 business day.

Dedicated support

An Aussie-based Loan Specialist guides you through.